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May 25, 2026

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Giới thiệu về VinID

VinID is a lifestyle rewards app that helps you maximize U-Points earned through Techcombank transactions and convert them into real value across hundreds of partner brands. Manage your reward points, unlock exclusive vouchers, and access a connected ecosystem of dining, shopping, travel, and entertainment benefits all in one place.

Earn and redeem U-Points effortlessly. Every Techcombank transaction builds your U-Point balance, which you can trade for vouchers at major retailers like WinMart, Highlands Coffee, Phê La, Pizza 4P's, KFC, and CGV. Link your OneU account to your Techcombank Rewards profile to sync points automatically and unlock dining privileges at Golden Gate restaurant partners including Manwah, Kichi-Kichi, GoGi House, and iSushi. You can also exchange points for travel rewards through the Lotusmiles partnership with Vietnam Airlines, book Xanh SM transportation, order food delivery, or purchase gold from jewelry partners like Doji and PNJ.

Access thousands of deals across 300+ partner brands spanning fashion, beauty, entertainment, and lifestyle categories. Whether you're looking for everyday shopping at Shopee, Tiki, or Lazada, beauty products from Innisfree and The Face Shop, or services through Grab and Xanh SM, your U-Points give you instant purchasing power. The app consolidates all available offers so you can compare and choose rewards that match your spending habits and preferences.

Security and privacy are built into every transaction. VinID enforces strict protection standards across the Techcombank–One Mount ecosystem, including login attempt limits that temporarily lock your account if unusual activity is detected. Your session is restricted to one device at a time; logging in elsewhere automatically signs you out from other devices. The app auto-locks during periods of inactivity and detects compromised devices to prevent unauthorized access. These safeguards protect both your account and your transaction data.

VinID turns everyday purchases into meaningful rewards and gives you control over how you spend your points. Start earning with every Techcombank transaction today.

Ưu điểm & Nhược điểm

Ưu điểm

  • Earn U-Points automatically on every Techcombank transaction with no extra steps
  • Redeem points across 300+ partner brands including dining, retail, travel, and entertainment
  • Account security features include device-level restrictions and inactivity auto-lock
  • Consolidated rewards dashboard lets you compare and choose offers in one place

Nhược điểm

  • Requires a Techcombank account and OneU profile to earn and access most rewards
  • Points earning limited to Techcombank cardholders; cannot earn through other payment methods
  • One-device login restriction means you cannot use the app simultaneously on multiple devices
  • Ecosystem tightly integrated with Vingroup partners, limiting flexibility outside their network

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